Banks in Illinois — Benchmarks

326 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	63.8%	326	2026Q2
Equity Capital / Total Assets	10.4%	327	2026Q2
Loan Loss Reserve / Loans	1.1%	323	2026Q2
Loans / Deposits	75.4%	325	2026Q2
Net Income (year to date)	$1.5M	327	2026Q2
Net Interest Income / Assets (annualized)	3.4%	327	2026Q2
Return on Assets (annualized)	1.1%	327	2026Q2
Return on Equity (annualized)	10.8%	327	2026Q2
Total Assets	$274.5M	327	2026Q2
Total Deposits	$229.0M	325	2026Q2
Total Loans and Leases	$170.6M	323	2026Q2

Largest institutions (2026Q2)

BMO BANK NATIONAL ASSOCIATION $255.0B assets, IL · evidence
NORTHERN TRUST COMPANY, THE $178.6B assets, IL · evidence
CIBC BANK USA $66.5B assets, IL · evidence
BUSEY BANK $18.1B assets, IL · evidence
BYLINE BANK $9.9B assets, IL · evidence
WINTRUST BANK, NATIONAL ASSOCIATION $9.6B assets, IL · evidence
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION $9.3B assets, IL · evidence
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION $9.1B assets, IL · evidence
FIRST AMERICAN BANK $8.6B assets, IL · evidence
OLD SECOND NATIONAL BANK $6.9B assets, IL · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-il