Banks in Arkansas — Benchmarks

78 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	58.9%	78	2026Q2
Equity Capital / Total Assets	10.7%	78	2026Q2
Loan Loss Reserve / Loans	1.3%	78	2026Q2
Loans / Deposits	86.8%	78	2026Q2
Net Income (year to date)	$2.7M	78	2026Q2
Net Interest Income / Assets (annualized)	3.7%	78	2026Q2
Return on Assets (annualized)	1.2%	78	2026Q2
Return on Equity (annualized)	11.4%	78	2026Q2
Total Assets	$511.3M	78	2026Q2
Total Deposits	$446.7M	78	2026Q2
Total Loans and Leases	$288.1M	78	2026Q2

Largest institutions (2026Q2)

BANK OZK $41.7B assets, AR · evidence
ARVEST BANK $28.1B assets, AR · evidence
SIMMONS BANK $24.7B assets, AR · evidence
CENTENNIAL BANK $24.6B assets, AR · evidence
FIRST SECURITY BANK $8.6B assets, AR · evidence
ENCORE BANK $3.7B assets, AR · evidence
FIRST COMMUNITY BANK $3.6B assets, AR · evidence
FARMERS BANK & TRUST COMPANY $3.2B assets, AR · evidence
SOUTHERN BANCORP BANK $3.0B assets, AR · evidence
FIRST NATIONAL BANK $2.6B assets, AR · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-ar