U.S. Banks with $10B-$100B in Assets — Benchmarks

127 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	56.0%	127	2026Q2
Equity Capital / Total Assets	11.6%	127	2026Q2
Loan Loss Reserve / Loans	1.1%	125	2026Q2
Loans / Deposits	87.0%	126	2026Q2
Net Income (year to date)	$147.4M	127	2026Q2
Net Interest Income / Assets (annualized)	3.2%	127	2026Q2
Return on Assets (annualized)	1.2%	127	2026Q2
Return on Equity (annualized)	10.5%	127	2026Q2
Total Assets	$22.4B	127	2026Q2
Total Deposits	$18.0B	126	2026Q2
Total Loans and Leases	$14.6B	125	2026Q2

Largest institutions (2026Q2)

CITY NATIONAL BANK $99.1B assets, CA · evidence
WESTERN ALLIANCE BANK $98.6B assets, AZ · evidence
ZIONS BANCORPORATION, NATIONAL ASSOCIATION $89.0B assets, UT · evidence
FLAGSTAR BANK, NATIONAL ASSOCIATION $87.7B assets, NY · evidence
WEBSTER BANK, NATIONAL ASSOCIATION $85.9B assets, CT · evidence
EAST WEST BANK $84.3B assets, CA · evidence
FIRST HORIZON BANK $84.1B assets, TN · evidence
OLD NATIONAL BANK $73.9B assets, IN · evidence
UMB BANK, NATIONAL ASSOCIATION $71.9B assets, MO · evidence
SOUTHSTATE BANK, N.A. $68.8B assets, FL · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/assets-10b-100b