Call report 2011Q4
VISALIA COMMUNITY BANK — 2011Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,983,000 | USD | evidence → |
| Total loans | 125,540,000 | USD | evidence → |
| Allowance for loan losses | 2,826,000 | USD | evidence → |
| Securities available for sale | 22,034,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,231,000 | USD | evidence → |
| Interest-bearing deposits | 119,998,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,233,000 | USD | evidence → |
| Equity capital | 18,715,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,364,000 | USD | evidence → |
| Interest expense | 838,000 | USD | evidence → |
| Net interest income | 7,526,000 | USD | evidence → |
| Noninterest income | 2,360,000 | USD | evidence → |
| Noninterest expense | 8,576,000 | USD | evidence → |
| Provision for loan losses | 681,000 | USD | evidence → |
| Pretax income | 629,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,814,000 | USD | evidence → |
| Total capital | 19,616,000 | USD | evidence → |
| Risk-weighted assets | 143,127,000 | USD | evidence → |