Call report 2012Q1
VISALIA COMMUNITY BANK — 2012Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,219,000 | USD | evidence → |
| Total loans | 128,170,000 | USD | evidence → |
| Allowance for loan losses | 2,993,000 | USD | evidence → |
| Securities available for sale | 20,230,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,323,000 | USD | evidence → |
| Interest-bearing deposits | 122,984,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,340,000 | USD | evidence → |
| Equity capital | 18,861,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,907,000 | USD | evidence → |
| Interest expense | 108,000 | USD | evidence → |
| Net interest income | 1,799,000 | USD | evidence → |
| Noninterest income | 560,000 | USD | evidence → |
| Noninterest expense | 1,903,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 311,000 | USD | evidence → |
| Income tax | 102,000 | USD | evidence → |
| Net income | 209,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,023,000 | USD | evidence → |
| Total capital | 19,846,000 | USD | evidence → |
| Risk-weighted assets | 144,642,000 | USD | evidence → |