Call report 2011Q3
VISALIA COMMUNITY BANK — 2011Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,942,000 | USD | evidence → |
| Total loans | 132,860,000 | USD | evidence → |
| Allowance for loan losses | 2,974,000 | USD | evidence → |
| Securities available for sale | 22,867,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,122,000 | USD | evidence → |
| Interest-bearing deposits | 110,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,622,000 | USD | evidence → |
| Equity capital | 18,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,270,000 | USD | evidence → |
| Interest expense | 644,000 | USD | evidence → |
| Net interest income | 5,626,000 | USD | evidence → |
| Noninterest income | 1,855,000 | USD | evidence → |
| Noninterest expense | 6,365,000 | USD | evidence → |
| Provision for loan losses | 281,000 | USD | evidence → |
| Pretax income | 835,000 | USD | evidence → |
| Income tax | 274,000 | USD | evidence → |
| Net income | 561,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,404,000 | USD | evidence → |
| Total capital | 20,316,000 | USD | evidence → |
| Risk-weighted assets | 151,882,000 | USD | evidence → |