Call report 2011Q2
VISALIA COMMUNITY BANK — 2011Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,312,000 | USD | evidence → |
| Total loans | 132,950,000 | USD | evidence → |
| Allowance for loan losses | 3,180,000 | USD | evidence → |
| Securities available for sale | 17,197,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,883,000 | USD | evidence → |
| Interest-bearing deposits | 107,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,228,000 | USD | evidence → |
| Equity capital | 18,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,096,000 | USD | evidence → |
| Interest expense | 448,000 | USD | evidence → |
| Net interest income | 3,648,000 | USD | evidence → |
| Noninterest income | 1,238,000 | USD | evidence → |
| Noninterest expense | 4,291,000 | USD | evidence → |
| Provision for loan losses | 127,000 | USD | evidence → |
| Pretax income | 468,000 | USD | evidence → |
| Income tax | 144,000 | USD | evidence → |
| Net income | 324,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,239,000 | USD | evidence → |
| Total capital | 20,143,000 | USD | evidence → |
| Risk-weighted assets | 151,004,000 | USD | evidence → |