Call report 2011Q1
VISALIA COMMUNITY BANK — 2011Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,361,000 | USD | evidence → |
| Total loans | 129,988,000 | USD | evidence → |
| Allowance for loan losses | 3,215,000 | USD | evidence → |
| Securities available for sale | 1,982,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,412,000 | USD | evidence → |
| Interest-bearing deposits | 114,382,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,031,000 | USD | evidence → |
| Equity capital | 18,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,002,000 | USD | evidence → |
| Interest expense | 233,000 | USD | evidence → |
| Net interest income | 1,769,000 | USD | evidence → |
| Noninterest income | 618,000 | USD | evidence → |
| Noninterest expense | 2,124,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 208,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 148,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,989,000 | USD | evidence → |
| Total capital | 19,827,000 | USD | evidence → |
| Risk-weighted assets | 145,667,000 | USD | evidence → |