Call report 2010Q4
VISALIA COMMUNITY BANK — 2010Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,896,000 | USD | evidence → |
| Total loans | 134,297,000 | USD | evidence → |
| Allowance for loan losses | 3,311,000 | USD | evidence → |
| Securities available for sale | 2,485,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,964,000 | USD | evidence → |
| Interest-bearing deposits | 114,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,972,000 | USD | evidence → |
| Equity capital | 18,262,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,444,000 | USD | evidence → |
| Interest expense | 1,131,000 | USD | evidence → |
| Net interest income | 7,313,000 | USD | evidence → |
| Noninterest income | 2,817,000 | USD | evidence → |
| Noninterest expense | 8,549,000 | USD | evidence → |
| Provision for loan losses | 1,177,000 | USD | evidence → |
| Pretax income | 404,000 | USD | evidence → |
| Income tax | 81,000 | USD | evidence → |
| Net income | 323,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,896,000 | USD | evidence → |
| Total capital | 19,788,000 | USD | evidence → |
| Risk-weighted assets | 149,934,000 | USD | evidence → |