Call report 2004Q4
WILLIAMSTOWN BANK, INC. — 2004Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,635,000 | USD | evidence → |
| Total loans | 65,615,000 | USD | evidence → |
| Allowance for loan losses | 695,000 | USD | evidence → |
| Securities available for sale | 13,071,000 | USD | evidence → |
| Securities held to maturity | 500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,523,000 | USD | evidence → |
| Interest-bearing deposits | 65,644,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,879,000 | USD | evidence → |
| Equity capital | 9,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,203,000 | USD | evidence → |
| Interest expense | 1,178,000 | USD | evidence → |
| Net interest income | 4,025,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 2,911,000 | USD | evidence → |
| Provision for loan losses | 397,000 | USD | evidence → |
| Pretax income | 1,340,000 | USD | evidence → |
| Income tax | 386,000 | USD | evidence → |
| Net income | 954,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,627,000 | USD | evidence → |
| Total capital | 10,322,000 | USD | evidence → |
| Risk-weighted assets | 68,844,000 | USD | evidence → |