Call report 2005Q1
WILLIAMSTOWN BANK, INC. — 2005Q1
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,448,000 | USD | evidence → |
| Total loans | 68,233,000 | USD | evidence → |
| Allowance for loan losses | 764,000 | USD | evidence → |
| Securities available for sale | 13,731,000 | USD | evidence → |
| Securities held to maturity | 199,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,083,000 | USD | evidence → |
| Interest-bearing deposits | 64,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,231,000 | USD | evidence → |
| Equity capital | 9,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,337,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 1,017,000 | USD | evidence → |
| Noninterest income | 124,000 | USD | evidence → |
| Noninterest expense | 720,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 378,000 | USD | evidence → |
| Income tax | 107,000 | USD | evidence → |
| Net income | 271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,802,000 | USD | evidence → |
| Total capital | 10,566,000 | USD | evidence → |
| Risk-weighted assets | 70,581,000 | USD | evidence → |