Call reports 2004

WILLIAMSTOWN BANK, INC. — 2004

Name: WILLIAMSTOWN BANK, INC. — FFIEC call report 2004
Creator: WILLIAMSTOWN BANK, INC.

What WILLIAMSTOWN BANK, INC. reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f15998c0-3c76-4e51-a8ad-3a7ae3a603e3/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	84,390,000	82,752,000	86,962,000	88,635,000
Total loans	59,159,000	61,198,000	64,928,000	65,615,000
Allowance for loan losses	656,000	679,000	540,000	695,000
Securities available for sale	15,916,000	13,893,000	11,986,000	13,071,000
Securities held to maturity	503,000	502,000	501,000	500,000
Trading assets	0	0	0	0
Total deposits	74,353,000	73,090,000	76,768,000	78,523,000
Interest-bearing deposits	63,031,000	61,929,000	63,745,000	65,644,000
Noninterest-bearing deposits	11,322,000	11,161,000	13,023,000	12,879,000
Equity capital	9,511,000	9,386,000	9,745,000	9,757,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,267,000	2,534,000	3,853,000	5,203,000
Interest expense	281,000	565,000	858,000	1,178,000
Net interest income	986,000	1,969,000	2,995,000	4,025,000
Noninterest income	101,000	252,000	401,000	549,000
Noninterest expense	699,000	1,420,000	2,151,000	2,911,000
Provision for loan losses	51,000	102,000	218,000	397,000
Pretax income	407,000	770,000	1,101,000	1,340,000
Income tax	129,000	229,000	326,000	386,000
Net income	278,000	541,000	775,000	954,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,263,000	9,410,000	9,568,000	9,627,000
Total capital	9,919,000	10,089,000	10,108,000	10,322,000
Risk-weighted assets	62,502,000	64,243,000	66,656,000	68,844,000