Call report 2004Q3
WILLIAMSTOWN BANK, INC. — 2004Q3
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,962,000 | USD | evidence → |
| Total loans | 64,928,000 | USD | evidence → |
| Allowance for loan losses | 540,000 | USD | evidence → |
| Securities available for sale | 11,986,000 | USD | evidence → |
| Securities held to maturity | 501,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,768,000 | USD | evidence → |
| Interest-bearing deposits | 63,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,023,000 | USD | evidence → |
| Equity capital | 9,745,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,853,000 | USD | evidence → |
| Interest expense | 858,000 | USD | evidence → |
| Net interest income | 2,995,000 | USD | evidence → |
| Noninterest income | 401,000 | USD | evidence → |
| Noninterest expense | 2,151,000 | USD | evidence → |
| Provision for loan losses | 218,000 | USD | evidence → |
| Pretax income | 1,101,000 | USD | evidence → |
| Income tax | 326,000 | USD | evidence → |
| Net income | 775,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,568,000 | USD | evidence → |
| Total capital | 10,108,000 | USD | evidence → |
| Risk-weighted assets | 66,656,000 | USD | evidence → |