Call reports 2008

UNIVERSITY BANK — 2008

Name: UNIVERSITY BANK — FFIEC call report 2008
Creator: UNIVERSITY BANK

What UNIVERSITY BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/55fa125e-f452-4cc8-9b2e-3529e094686d/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	117,498,000	117,436,000	122,883,000	127,227,000
Total loans	109,015,000	109,839,000	108,877,000	107,599,000
Allowance for loan losses	1,004,000	1,051,000	1,218,000	1,102,000
Securities available for sale	100,000	150,000	100,000	100,000
Securities held to maturity	237,000	217,000	217,000	217,000
Trading assets	0	0	0	0
Total deposits	99,617,000	99,355,000	104,594,000	107,843,000
Interest-bearing deposits	90,488,000	89,949,000	95,778,000	97,940,000
Noninterest-bearing deposits	9,129,000	9,406,000	8,816,000	9,904,000
Equity capital	8,244,000	8,416,000	8,610,000	10,171,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	2,115,000	4,055,000	6,028,000	7,995,000
Interest expense	1,077,000	2,062,000	3,038,000	4,024,000
Net interest income	1,038,000	1,993,000	2,990,000	3,971,000
Noninterest income	157,000	331,000	555,000	678,000
Noninterest expense	709,000	1,444,000	2,221,000	2,899,000
Provision for loan losses	82,000	136,000	320,000	789,000
Pretax income	404,000	744,000	1,004,000	961,000
Income tax	18,000	31,000	42,000	42,000
Net income	386,000	713,000	962,000	919,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	8,243,000	8,416,000	8,610,000	10,171,000
Total capital	9,247,000	9,433,000	9,646,000	11,222,000
Risk-weighted assets	82,227,000	81,579,000	83,011,000	84,063,000