Call report 2008Q4
UNIVERSITY BANK — 2008Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,227,000 | USD | evidence → |
| Total loans | 107,599,000 | USD | evidence → |
| Allowance for loan losses | 1,102,000 | USD | evidence → |
| Securities available for sale | 100,000 | USD | evidence → |
| Securities held to maturity | 217,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,843,000 | USD | evidence → |
| Interest-bearing deposits | 97,940,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,904,000 | USD | evidence → |
| Equity capital | 10,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,995,000 | USD | evidence → |
| Interest expense | 4,024,000 | USD | evidence → |
| Net interest income | 3,971,000 | USD | evidence → |
| Noninterest income | 678,000 | USD | evidence → |
| Noninterest expense | 2,899,000 | USD | evidence → |
| Provision for loan losses | 789,000 | USD | evidence → |
| Pretax income | 961,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 919,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,171,000 | USD | evidence → |
| Total capital | 11,222,000 | USD | evidence → |
| Risk-weighted assets | 84,063,000 | USD | evidence → |