Call report 2008Q2
UNIVERSITY BANK — 2008Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,436,000 | USD | evidence → |
| Total loans | 109,839,000 | USD | evidence → |
| Allowance for loan losses | 1,051,000 | USD | evidence → |
| Securities available for sale | 150,000 | USD | evidence → |
| Securities held to maturity | 217,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,355,000 | USD | evidence → |
| Interest-bearing deposits | 89,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,406,000 | USD | evidence → |
| Equity capital | 8,416,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,055,000 | USD | evidence → |
| Interest expense | 2,062,000 | USD | evidence → |
| Net interest income | 1,993,000 | USD | evidence → |
| Noninterest income | 331,000 | USD | evidence → |
| Noninterest expense | 1,444,000 | USD | evidence → |
| Provision for loan losses | 136,000 | USD | evidence → |
| Pretax income | 744,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,416,000 | USD | evidence → |
| Total capital | 9,433,000 | USD | evidence → |
| Risk-weighted assets | 81,579,000 | USD | evidence → |