Call report 2008Q1
UNIVERSITY BANK — 2008Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,498,000 | USD | evidence → |
| Total loans | 109,015,000 | USD | evidence → |
| Allowance for loan losses | 1,004,000 | USD | evidence → |
| Securities available for sale | 100,000 | USD | evidence → |
| Securities held to maturity | 237,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,617,000 | USD | evidence → |
| Interest-bearing deposits | 90,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,129,000 | USD | evidence → |
| Equity capital | 8,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,115,000 | USD | evidence → |
| Interest expense | 1,077,000 | USD | evidence → |
| Net interest income | 1,038,000 | USD | evidence → |
| Noninterest income | 157,000 | USD | evidence → |
| Noninterest expense | 709,000 | USD | evidence → |
| Provision for loan losses | 82,000 | USD | evidence → |
| Pretax income | 404,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,243,000 | USD | evidence → |
| Total capital | 9,247,000 | USD | evidence → |
| Risk-weighted assets | 82,227,000 | USD | evidence → |