credit unions · net worth ratio · 2023Q2
How well capitalised are credit unions in Minnesota in 2023Q2?
Net worth ratio, Credit unions in Minnesota, 2023Q2: median 10.53% across 87 institutions, 10th percentile 8.38%, 90th 16.08%.
What it means
Net worth divided by total assets, as reported (account 998, filed in hundredths of a percent). Under NCUA prompt corrective action, 7% and above is well capitalised, below 6% undercapitalised, below 2% critically; complex credit unions over $500M also face a risk-based requirement.
| Filers | 10th | 25th | Median | 75th | 90th | Mean | Min | Max |
|---|---|---|---|---|---|---|---|---|
| 87 | 8.38% | 9.33% | 10.53% | 12.55% | 16.08% | 11.37% | 7.29% | 25.80% |
Largest in this group, 2023Q2 — with filed records
| # | Credit union | State | Total assets | Evidence |
|---|---|---|---|---|
| 1 | WINGS FINANCIAL | MN | $8.8B | record → |
| 2 | TRUSTONE FINANCIAL | MN | $4.8B | record → |
| 3 | AFFINITY PLUS | MN | $4.1B | record → |
| 4 | CENTRAL MINNESOTA | MN | $2.3B | record → |
| 5 | SPIRE | MN | $2.2B | record → |
| 6 | HIWAY | MN | $1.7B | record → |
| 7 | MAYO EMPLOYEES | MN | $1.4B | record → |
| 8 | CITY & COUNTY | MN | $1.2B | record → |
| 9 | MEMBERS COOPERATIVE | MN | $1.2B | record → |
| 10 | IDEAL | MN | $997.7M | record → |
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