credit union · NCUA 68651 · MN
How big is SPIRE?
SPIRE (MN, NCUA charter 68651) reported total assets of $4.8B, 257,995 members and a net worth ratio of 8.76% in its Call Report for 2026Q2. That ranks 97 of 4,299 federally insured credit unions by assets, 72 of 454 among credit unions with $1b-$10b in assets, 3 of 80 credit unions in minnesota.
What stands out
SPIRE (MN, NCUA charter 68651) reported total assets of $4.8B, 257,995 members and a net worth ratio of 8.76% in its Call Report for 2026Q2. That ranks 97 of 4,299 federally insured credit unions by assets, 72 of 454 among credit unions with $1b-$10b in assets, 3 of 80 credit unions in minnesota. Against its size class: net worth ratio 8.76%, below the peer median of 10.89%; loan-to-share ratio 67.11%, below the peer median of 88.03%; return on assets 0.84%, above the peer median of 0.80%. At 8.76% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.8B | $2.1B | $117.2M | $68.3M | record → |
| Shares and deposits | $4.1B | $1.8B | $102.2M | $58.3M | record → |
| Loans outstanding | $2.7B | $1.5B | $84.3M | $34.4M | record → |
| Net income (year to date) | $20.3M | $8.3M | $350.3k | $222.2k | record → |
| Net worth | $424.5M | $244.6M | $13.1M | $9.0M | record → |
| Net worth ratio | 8.76% | 10.89% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 67.11% | 88.03% | 77.94% | 68.70% | computed |
| Return on assets | 0.84% | 0.80% | 0.86% | 0.71% | computed |
| Members | 257,995 | 115,183 | 5,954 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $4.8B | $4.1B | $2.7B | $20.3M | 8.76% | 257,995 | 97 |
| 2026Q1 | $4.8B | $4.0B | $2.6B | $10.0M | 8.59% | 256,228 | 94 |
| 2025Q4 | $4.6B | $3.9B | $2.6B | $35.6M | 8.82% | 253,895 | 103 |
| 2025Q3 | $4.5B | $3.8B | $2.5B | $26.2M | 9.09% | 252,422 | 105 |
| 2025Q2 | $4.5B | $3.7B | $2.5B | $17.6M | 8.89% | 250,623 | 99 |
| 2025Q1 | $4.4B | $3.7B | $2.5B | $9.1M | 8.54% | 249,761 | 101 |
| 2024Q4 | $4.3B | $3.5B | $2.5B | $27.4M | 8.65% | 249,918 | 106 |
| 2024Q3 | $4.5B | $3.5B | $2.5B | $21.7M | 9.58% | 247,960 | 95 |
| 2024Q2 | $4.2B | $3.5B | $2.5B | $13.1M | 11.08% | 249,267 | 106 |
| 2024Q1 | $4.2B | $3.5B | $2.5B | $5.6M | 12.81% | 251,436 | 108 |
| 2023Q4 | $2.2B | $2.0B | $1.5B | $2.6M | 7.82% | 159,335 | 221 |
| 2023Q3 | $2.3B | $2.0B | $1.5B | $8.1M | 7.77% | 159,004 | 203 |
| 2023Q2 | $2.2B | $1.9B | $1.5B | $5.9M | 7.88% | 157,204 | 207 |
| 2023Q1 | $2.1B | $1.9B | $1.5B | $2.2M | 7.99% | 155,618 | 218 |
| 2022Q4 | $2.1B | $1.9B | $1.5B | $16.1M | 7.97% | 154,549 | 215 |
| 2022Q3 | $2.2B | $2.0B | $1.5B | $11.9M | 7.93% | 153,571 | 200 |
| 2022Q2 | $2.1B | $1.9B | $1.5B | $8.0M | 8.05% | 151,494 | 208 |
| 2022Q1 | $2.0B | $1.8B | $1.4B | $4.8M | 8.19% | 146,356 | 221 |
| 2021Q4 | $1.9B | $1.8B | $1.3B | $20.7M | 8.28% | 142,385 | 222 |
| 2021Q3 | $1.8B | $1.7B | $1.3B | $17.5M | 8.51% | 139,861 | 233 |
| 2021Q2 | $1.8B | $1.6B | $1.2B | $13.1M | 8.67% | 137,560 | 236 |
| 2021Q1 | $1.7B | $1.6B | $1.1B | $4.0M | 8.39% | 132,595 | 240 |
| 2020Q4 | $1.6B | $1.4B | $1.1B | $11.5M | 8.70% | 129,991 | 248 |
| 2020Q3 | $1.5B | $1.4B | $1.0B | $7.8M | 8.93% | 128,208 | 249 |
| 2020Q2 | $1.4B | $1.3B | $1.0B | $3.0M | 9.22% | 126,165 | 254 |
| 2020Q1 | $1.3B | $1.2B | $1.0B | $1.6M | 9.03% | 124,619 | 261 |
| 2019Q4 | $1.2B | $1.1B | $1.0B | $9.1M | 9.23% | 123,133 | 258 |
| 2019Q3 | $1.2B | $1.0B | $958.2M | $7.8M | 9.18% | 115,427 | 285 |
| 2019Q2 | $1.1B | $1.0B | $935.2M | $5.7M | 9.18% | 111,131 | 288 |
| 2019Q1 | $1.1B | $1.0B | $913.9M | $1.8M | 8.97% | 109,061 | 288 |
| 2018Q4 | $1.1B | $971.4M | $909.8M | $7.6M | 9.01% | 107,213 | 287 |
| 2018Q3 | $1.1B | $964.3M | $875.3M | $6.4M | 8.98% | 104,929 | 287 |
| 2018Q2 | $1.0B | $948.4M | $838.2M | $3.6M | 8.88% | 102,940 | 291 |
| 2018Q1 | $1.0B | $925.9M | $784.4M | $1.8M | 9.02% | 100,254 | 292 |
| 2017Q4 | $979.6M | $882.3M | $757.2M | $5.3M | 8.91% | 98,321 | 295 |
| 2017Q3 | $998.3M | $884.8M | $738.8M | $4.1M | 8.81% | 97,026 | 288 |
| 2017Q2 | $957.1M | $849.8M | $693.0M | $2.8M | 8.74% | 95,200 | 293 |
| 2017Q1 | $932.2M | $846.9M | $635.4M | $1.3M | 8.89% | 93,622 | 300 |
| 2016Q4 | $893.9M | $808.7M | $606.3M | $4.1M | 8.99% | 92,110 | 302 |
| 2016Q3 | $868.4M | $786.4M | $572.5M | $3.4M | 9.02% | 88,597 | 309 |
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