credit union · NCUA 68604 · MN
How big is CENTRAL MINNESOTA?
CENTRAL MINNESOTA (MN, NCUA charter 68604) reported total assets of $2.8B, 85,513 members and a net worth ratio of 11.04% in its Call Report for 2026Q2. That ranks 190 of 4,299 federally insured credit unions by assets, 165 of 454 among credit unions with $1b-$10b in assets, 4 of 80 credit unions in minnesota.
What stands out
CENTRAL MINNESOTA (MN, NCUA charter 68604) reported total assets of $2.8B, 85,513 members and a net worth ratio of 11.04% in its Call Report for 2026Q2. That ranks 190 of 4,299 federally insured credit unions by assets, 165 of 454 among credit unions with $1b-$10b in assets, 4 of 80 credit unions in minnesota. Against its size class: net worth ratio 11.04%, above the peer median of 10.89%; loan-to-share ratio 99.58%, above the peer median of 88.03%; return on assets 0.61%, below the peer median of 0.80%. At 11.04% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.8B | $2.1B | $117.2M | $68.3M | record → |
| Shares and deposits | $2.3B | $1.8B | $102.2M | $58.3M | record → |
| Loans outstanding | $2.3B | $1.5B | $84.3M | $34.4M | record → |
| Net income (year to date) | $8.4M | $8.3M | $350.3k | $222.2k | record → |
| Net worth | $304.0M | $244.6M | $13.1M | $9.0M | record → |
| Net worth ratio | 11.04% | 10.89% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 99.58% | 88.03% | 77.94% | 68.70% | computed |
| Return on assets | 0.61% | 0.80% | 0.86% | 0.71% | computed |
| Members | 85,513 | 115,183 | 5,954 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.8B | $2.3B | $2.3B | $8.4M | 11.04% | 85,513 | 190 |
| 2026Q1 | $2.7B | $2.2B | $2.2B | $3.0M | 11.18% | 85,373 | 195 |
| 2025Q4 | $2.6B | $2.1B | $2.1B | $18.4M | 11.20% | 84,945 | 199 |
| 2025Q3 | $2.6B | $2.1B | $2.1B | $10.9M | 11.06% | 84,930 | 197 |
| 2025Q2 | $2.5B | $2.1B | $2.0B | $8.1M | 11.22% | 84,777 | 199 |
| 2025Q1 | $2.5B | $2.1B | $2.0B | $2.7M | 11.09% | 84,621 | 198 |
| 2024Q4 | $2.4B | $2.0B | $1.9B | $8.5M | 11.24% | 84,983 | 199 |
| 2024Q3 | $2.5B | $2.0B | $1.8B | $6.3M | 10.91% | 85,210 | 189 |
| 2024Q2 | $2.4B | $2.0B | $1.9B | $7.8M | 11.17% | 85,098 | 193 |
| 2024Q1 | $2.4B | $1.9B | $1.9B | $4.5M | 11.13% | 84,930 | 197 |
| 2023Q4 | $2.3B | $1.8B | $1.9B | $20.1M | 11.38% | 84,690 | 200 |
| 2023Q3 | $2.3B | $1.8B | $1.8B | $14.0M | 11.49% | 84,756 | 200 |
| 2023Q2 | $2.3B | $1.8B | $1.8B | $9.1M | 11.27% | 84,613 | 202 |
| 2023Q1 | $2.2B | $1.7B | $1.8B | $3.9M | 11.39% | 84,176 | 207 |
| 2022Q4 | $2.1B | $1.7B | $1.7B | $15.1M | 11.85% | 83,881 | 213 |
| 2022Q3 | $1.8B | $1.5B | $1.4B | $9.2M | 12.65% | 74,479 | 262 |
| 2022Q2 | $1.7B | $1.5B | $1.3B | $5.2M | 12.96% | 74,320 | 266 |
| 2022Q1 | $1.7B | $1.4B | $1.2B | $2.8M | 13.17% | 74,183 | 270 |
| 2021Q4 | $1.6B | $1.4B | $1.2B | $17.2M | 13.13% | 74,040 | 265 |
| 2021Q3 | $1.6B | $1.4B | $1.1B | $15.0M | 13.42% | 73,763 | 268 |
| 2021Q2 | $1.6B | $1.3B | $1.2B | $8.4M | 13.24% | 73,378 | 270 |
| 2021Q1 | $1.5B | $1.3B | $1.1B | $4.2M | 13.09% | 72,683 | 264 |
| 2020Q4 | $1.5B | $1.2B | $1.1B | $12.0M | 13.62% | 71,842 | 263 |
| 2020Q3 | $1.4B | $1.2B | $1.1B | $6.4M | 13.92% | 71,589 | 270 |
| 2020Q2 | $1.4B | $1.1B | $1.1B | $4.0M | 13.85% | 70,960 | 266 |
| 2020Q1 | $1.2B | $997.2M | $956.9M | $-2.7M | 14.97% | 70,024 | 280 |
| 2019Q4 | $1.2B | $977.9M | $952.0M | $14.1M | 15.47% | 69,656 | 272 |
| 2019Q3 | $1.2B | $972.1M | $966.5M | $11.5M | 14.94% | 69,487 | 261 |
| 2019Q2 | $1.2B | $932.9M | $941.6M | $7.3M | 15.18% | 68,988 | 272 |
| 2019Q1 | $1.1B | $884.2M | $905.8M | $3.5M | 15.66% | 63,339 | 290 |
| 2018Q4 | $1.1B | $874.4M | $897.6M | $13.5M | 15.43% | 62,839 | 281 |
| 2018Q3 | $1.1B | $864.8M | $899.6M | $9.2M | 15.07% | 62,579 | 278 |
| 2018Q2 | $1.1B | $851.0M | $866.1M | $5.3M | 15.36% | 62,102 | 289 |
| 2018Q1 | $1.0B | $854.7M | $841.5M | $2.5M | 15.32% | 61,475 | 289 |
| 2017Q4 | $1.0B | $846.8M | $839.0M | $10.5M | 15.20% | 61,051 | 283 |
| 2017Q3 | $1.0B | $834.4M | $826.7M | $7.8M | 15.15% | 60,772 | 284 |
| 2017Q2 | $1.0B | $826.4M | $811.7M | $5.0M | 15.02% | 60,491 | 284 |
| 2017Q1 | $986.5M | $813.6M | $783.0M | $2.3M | 14.96% | 58,282 | 283 |
| 2016Q4 | $960.1M | $791.0M | $783.0M | $9.3M | 15.13% | 57,802 | 287 |
| 2016Q3 | $952.5M | $780.0M | $758.2M | $7.3M | 15.04% | 57,750 | 284 |
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