Banks in West Virginia — Benchmarks

41 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	65.6%	41	2026Q2
Equity Capital / Total Assets	10.5%	41	2026Q2
Loan Loss Reserve / Loans	1.1%	40	2026Q2
Loans / Deposits	83.4%	40	2026Q2
Net Income (year to date)	$1.6M	41	2026Q2
Net Interest Income / Assets (annualized)	3.6%	41	2026Q2
Return on Assets (annualized)	1.1%	41	2026Q2
Return on Equity (annualized)	10.9%	41	2026Q2
Total Assets	$302.7M	41	2026Q2
Total Deposits	$265.5M	40	2026Q2
Total Loans and Leases	$221.0M	40	2026Q2

Largest institutions (2026Q2)

WESBANCO BANK, INC. $27.7B assets, WV · evidence
CITY NATIONAL BANK OF WEST VIRGINIA $6.8B assets, WV · evidence
MVB BANK, INC. $3.5B assets, WV · evidence
CLEAR MOUNTAIN BANK, INC. $1.0B assets, WV · evidence
POTOMAC BANK, INC. $980.2M assets, WV · evidence
PENDLETON COMMUNITY BANK, INC. $849.7M assets, WV · evidence
CNB BANK, INC. $805.7M assets, WV · evidence
CITIZENS BANK OF WEST VIRGINIA, INC. $772.5M assets, WV · evidence
PUTNAM COUNTY BANK $704.2M assets, WV · evidence
POCA VALLEY BANK, INC., THE $666.2M assets, WV · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-wv