Banks in Virginia — Benchmarks

55 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	61.3%	55	2026Q2
Equity Capital / Total Assets	11.0%	55	2026Q2
Loan Loss Reserve / Loans	1.1%	54	2026Q2
Loans / Deposits	85.7%	54	2026Q2
Net Income (year to date)	$5.2M	55	2026Q2
Net Interest Income / Assets (annualized)	3.4%	55	2026Q2
Return on Assets (annualized)	1.2%	55	2026Q2
Return on Equity (annualized)	11.1%	55	2026Q2
Total Assets	$966.1M	55	2026Q2
Total Deposits	$851.7M	54	2026Q2
Total Loans and Leases	$716.0M	54	2026Q2

Largest institutions (2026Q2)

ATLANTIC UNION BANK $38.0B assets, VA · evidence
UNITED BANK $33.6B assets, VA · evidence
TOWNEBANK $22.6B assets, VA · evidence
BURKE AND HERBERT BANK AND TRUST COMPANY $11.0B assets, VA · evidence
CARTER BANK & TRUST $4.8B assets, VA · evidence
PRIMIS BANK $4.3B assets, VA · evidence
FIRST BANK AND TRUST COMPANY, THE $4.3B assets, VA · evidence
FIRST COMMUNITY BANK $3.6B assets, VA · evidence
CITIZENS AND FARMERS BANK $2.8B assets, VA · evidence
JOHN MARSHALL BANK $2.4B assets, VA · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-va