Banks in South Dakota — Benchmarks

50 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	57.5%	50	2026Q2
Equity Capital / Total Assets	10.8%	50	2026Q2
Loan Loss Reserve / Loans	1.3%	48	2026Q2
Loans / Deposits	73.8%	48	2026Q2
Net Income (year to date)	$2.1M	50	2026Q2
Net Interest Income / Assets (annualized)	3.6%	50	2026Q2
Return on Assets (annualized)	1.5%	50	2026Q2
Return on Equity (annualized)	12.1%	50	2026Q2
Total Assets	$251.1M	50	2026Q2
Total Deposits	$206.2M	48	2026Q2
Total Loans and Leases	$156.1M	48	2026Q2

Largest institutions (2026Q2)

DACOTAH BANK $4.9B assets, SD · evidence
FIRST BANK & TRUST $4.8B assets, SD · evidence
FIRST PREMIER BANK $3.6B assets, SD · evidence
FIRST DAKOTA NATIONAL BANK $3.4B assets, SD · evidence
AMERICAN BANK & TRUST $2.2B assets, SD · evidence
FIRST NATIONAL BANK IN SIOUX FALLS, THE $2.1B assets, SD · evidence
FIRST NATIONAL BANK $2.0B assets, SD · evidence
BANKWEST, INCORPORATED $1.9B assets, SD · evidence
ANCHORAGE DIGITAL BANK NATIONAL ASSOCIATION $1.9B assets, SD · evidence
FIRST SAVINGS BANK $1.6B assets, SD · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-sd