Banks in Pennsylvania — Benchmarks

114 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	64.1%	114	2026Q2
Equity Capital / Total Assets	10.8%	114	2026Q2
Loan Loss Reserve / Loans	1.0%	111	2026Q2
Loans / Deposits	86.4%	112	2026Q2
Net Income (year to date)	$3.7M	114	2026Q2
Net Interest Income / Assets (annualized)	3.2%	114	2026Q2
Return on Assets (annualized)	1.0%	114	2026Q2
Return on Equity (annualized)	10.1%	114	2026Q2
Total Assets	$671.0M	114	2026Q2
Total Deposits	$583.4M	112	2026Q2
Total Loans and Leases	$516.6M	111	2026Q2

Largest institutions (2026Q2)

PNC BANK, NATIONAL ASSOCIATION $609.8B assets, PA · evidence
FIRST NATIONAL BANK OF PENNSYLVANIA $50.8B assets, PA · evidence
FULTON BANK, NATIONAL ASSOCIATION $32.6B assets, PA · evidence
BNY MELLON, NATIONAL ASSOCIATION $30.6B assets, PA · evidence
CUSTOMERS BANK $26.5B assets, PA · evidence
TRISTATE CAPITAL BANK $24.3B assets, PA · evidence
NORTHWEST BANK $17.2B assets, PA · evidence
NBT BANK, NATIONAL ASSOCIATION $16.1B assets, PA · evidence
DOLLAR BANK, FEDERAL SAVINGS BANK $12.7B assets, PA · evidence
FIRST COMMONWEALTH BANK $12.2B assets, PA · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-pa