Banks in New York — Benchmarks

121 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	65.7%	121	2026Q2
Equity Capital / Total Assets	11.1%	121	2026Q2
Loan Loss Reserve / Loans	1.0%	109	2026Q2
Loans / Deposits	84.5%	113	2026Q2
Net Income (year to date)	$5.2M	121	2026Q2
Net Interest Income / Assets (annualized)	3.2%	121	2026Q2
Return on Assets (annualized)	1.0%	121	2026Q2
Return on Equity (annualized)	8.4%	121	2026Q2
Total Assets	$971.0M	121	2026Q2
Total Deposits	$914.0M	113	2026Q2
Total Loans and Leases	$614.4M	109	2026Q2

Largest institutions (2026Q2)

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION $4.1T assets, NY · evidence
CITIBANK, N.A. $2.0T assets, NY · evidence
GOLDMAN SACHS BANK USA $758.8B assets, NY · evidence
BANK OF NEW YORK MELLON, THE $425.1B assets, NY · evidence
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION $250.4B assets, NY · evidence
CITIZENS BANK, NATIONAL ASSOCIATION $232.5B assets, NY · evidence
MANUFACTURERS AND TRADERS TRUST COMPANY $218.8B assets, NY · evidence
HSBC BANK USA, NATIONAL ASSOCIATION $173.1B assets, NY · evidence
FLAGSTAR BANK, NATIONAL ASSOCIATION $87.7B assets, NY · evidence
DEUTSCHE BANK TRUST COMPANY AMERICAS $40.5B assets, NY · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-ny