Banks in New Mexico — Benchmarks

30 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	53.5%	30	2026Q2
Equity Capital / Total Assets	9.9%	30	2026Q2
Loan Loss Reserve / Loans	1.6%	29	2026Q2
Loans / Deposits	60.5%	30	2026Q2
Net Income (year to date)	$3.8M	30	2026Q2
Net Interest Income / Assets (annualized)	4.0%	30	2026Q2
Return on Assets (annualized)	1.9%	30	2026Q2
Return on Equity (annualized)	19.0%	30	2026Q2
Total Assets	$441.1M	30	2026Q2
Total Deposits	$383.4M	30	2026Q2
Total Loans and Leases	$213.5M	29	2026Q2

Largest institutions (2026Q2)

FIRST AMERICAN BANK $1.9B assets, NM · evidence
CENTURY BANK $1.4B assets, NM · evidence
INBANK $1.4B assets, NM · evidence
CITIZENS BANK OF LAS CRUCES $1.2B assets, NM · evidence
PIONEER BANK $1.1B assets, NM · evidence
CNB BANK $1.1B assets, NM · evidence
SOUTHWEST HERITAGE BANK $892.8M assets, NM · evidence
WESTERN COMMERCE BANK $863.5M assets, NM · evidence
CITIZENS BANK, THE $804.3M assets, NM · evidence
LEA COUNTY STATE BANK $738.3M assets, NM · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-nm