Banks in Montana — Benchmarks

35 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	56.7%	35	2026Q2
Equity Capital / Total Assets	10.6%	35	2026Q2
Loan Loss Reserve / Loans	1.4%	34	2026Q2
Loans / Deposits	75.8%	35	2026Q2
Net Income (year to date)	$1.9M	35	2026Q2
Net Interest Income / Assets (annualized)	3.9%	35	2026Q2
Return on Assets (annualized)	1.5%	35	2026Q2
Return on Equity (annualized)	14.0%	35	2026Q2
Total Assets	$218.1M	35	2026Q2
Total Deposits	$198.6M	35	2026Q2
Total Loans and Leases	$144.4M	34	2026Q2

Largest institutions (2026Q2)

GLACIER BANK $31.6B assets, MT · evidence
FIRST INTERSTATE BANK $25.8B assets, MT · evidence
STOCKMAN BANK OF MONTANA $7.7B assets, MT · evidence
OPPORTUNITY BANK OF MONTANA $2.1B assets, MT · evidence
INDEPENDENCE BANK $1.4B assets, MT · evidence
YELLOWSTONE BANK, THE $1.3B assets, MT · evidence
TRAILWEST BANK $1.1B assets, MT · evidence
FARMERS STATE BANK $790.3M assets, MT · evidence
AMERICAN BANK $630.4M assets, MT · evidence
FIRST MONTANA BANK, INC. $530.3M assets, MT · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-mt