Banks in Missouri — Benchmarks

194 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	59.3%	194	2026Q2
Equity Capital / Total Assets	10.5%	194	2026Q2
Loan Loss Reserve / Loans	1.2%	192	2026Q2
Loans / Deposits	85.7%	193	2026Q2
Net Income (year to date)	$2.4M	194	2026Q2
Net Interest Income / Assets (annualized)	3.8%	194	2026Q2
Return on Assets (annualized)	1.4%	194	2026Q2
Return on Equity (annualized)	13.8%	194	2026Q2
Total Assets	$314.8M	194	2026Q2
Total Deposits	$269.3M	193	2026Q2
Total Loans and Leases	$229.3M	192	2026Q2

Largest institutions (2026Q2)

UMB BANK, NATIONAL ASSOCIATION $71.9B assets, MO · evidence
COMMERCE BANK $35.0B assets, MO · evidence
CENTRAL TRUST BANK, THE $20.3B assets, MO · evidence
STIFEL BANK AND TRUST $19.6B assets, MO · evidence
ENTERPRISE BANK & TRUST $17.4B assets, MO · evidence
STIFEL BANK $14.6B assets, MO · evidence
NBH BANK $12.5B assets, MO · evidence
FIRST BANK $6.7B assets, MO · evidence
GREAT SOUTHERN BANK $5.5B assets, MO · evidence
SOUTHERN BANK $5.2B assets, MO · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-mo