Banks in Minnesota — Benchmarks

233 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	61.8%	233	2026Q2
Equity Capital / Total Assets	9.8%	233	2026Q2
Loan Loss Reserve / Loans	1.2%	231	2026Q2
Loans / Deposits	81.4%	231	2026Q2
Net Income (year to date)	$1.3M	233	2026Q2
Net Interest Income / Assets (annualized)	3.7%	233	2026Q2
Return on Assets (annualized)	1.3%	233	2026Q2
Return on Equity (annualized)	12.5%	233	2026Q2
Total Assets	$218.3M	233	2026Q2
Total Deposits	$187.9M	231	2026Q2
Total Loans and Leases	$137.3M	231	2026Q2

Largest institutions (2026Q2)

AMERIPRISE BANK, FSB $25.5B assets, MN · evidence
BRIDGEWATER BANK $5.4B assets, MN · evidence
FRANDSEN BANK & TRUST $3.7B assets, MN · evidence
STEARNS BANK NATIONAL ASSOCIATION $3.3B assets, MN · evidence
MINNWEST BANK $2.9B assets, MN · evidence
MERCHANTS BANK, NATIONAL ASSOCIATION $2.9B assets, MN · evidence
SUNRISE BANKS, NATIONAL ASSOCIATION $2.8B assets, MN · evidence
TRADITION CAPITAL BANK $2.7B assets, MN · evidence
WELLS FARGO BANK SOUTH CENTRAL, NATIONAL ASSOCIATION $2.6B assets, MN · evidence
NATIONAL BANK OF COMMERCE $2.2B assets, MN · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-mn