Banks in Maryland — Benchmarks

30 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	63.9%	30	2026Q2
Equity Capital / Total Assets	11.3%	30	2026Q2
Loan Loss Reserve / Loans	1.1%	29	2026Q2
Loans / Deposits	87.6%	30	2026Q2
Net Income (year to date)	$3.4M	30	2026Q2
Net Interest Income / Assets (annualized)	3.5%	30	2026Q2
Return on Assets (annualized)	0.9%	30	2026Q2
Return on Equity (annualized)	6.5%	30	2026Q2
Total Assets	$807.7M	30	2026Q2
Total Deposits	$669.0M	30	2026Q2
Total Loans and Leases	$523.6M	29	2026Q2

Largest institutions (2026Q2)

EAGLEBANK $9.6B assets, MD · evidence
FORBRIGHT BANK $8.5B assets, MD · evidence
SHORE UNITED BANK, NATIONAL ASSOCIATION $6.1B assets, MD · evidence
CFG BANK $6.1B assets, MD · evidence
CAPITAL BANK, NATIONAL ASSOCIATION $3.8B assets, MD · evidence
FIRST UNITED BANK & TRUST $2.1B assets, MD · evidence
ROSEDALE BANK $1.4B assets, MD · evidence
MIDDLETOWN VALLEY BANK $1.2B assets, MD · evidence
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND $1.0B assets, MD · evidence
PRESIDENTIAL BANK, FSB $1.0B assets, MD · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-md