Banks in Indiana — Benchmarks

88 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	65.3%	88	2026Q2
Equity Capital / Total Assets	9.9%	89	2026Q2
Loan Loss Reserve / Loans	1.2%	87	2026Q2
Loans / Deposits	83.8%	88	2026Q2
Net Income (year to date)	$2.5M	89	2026Q2
Net Interest Income / Assets (annualized)	3.3%	89	2026Q2
Return on Assets (annualized)	1.0%	89	2026Q2
Return on Equity (annualized)	11.4%	89	2026Q2
Total Assets	$455.7M	89	2026Q2
Total Deposits	$399.3M	88	2026Q2
Total Loans and Leases	$325.6M	87	2026Q2

Largest institutions (2026Q2)

OLD NATIONAL BANK $73.9B assets, IN · evidence
FIRST MERCHANTS BANK $21.3B assets, IN · evidence
MERCHANTS BANK OF INDIANA $21.2B assets, IN · evidence
CENTIER BANK $10.4B assets, IN · evidence
1ST SOURCE BANK $9.3B assets, IN · evidence
GERMAN AMERICAN BANK $8.4B assets, IN · evidence
LAKE CITY BANK $7.2B assets, IN · evidence
HORIZON BANK $6.5B assets, IN · evidence
UNITED FIDELITY BANK, FSB $6.5B assets, IN · evidence
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION $6.2B assets, IN · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-in