Banks in Iowa — Benchmarks

230 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	57.6%	230	2026Q2
Equity Capital / Total Assets	10.7%	230	2026Q2
Loan Loss Reserve / Loans	1.2%	228	2026Q2
Loans / Deposits	82.7%	229	2026Q2
Net Income (year to date)	$1.9M	230	2026Q2
Net Interest Income / Assets (annualized)	3.4%	230	2026Q2
Return on Assets (annualized)	1.3%	230	2026Q2
Return on Equity (annualized)	12.5%	230	2026Q2
Total Assets	$277.0M	230	2026Q2
Total Deposits	$232.7M	229	2026Q2
Total Loans and Leases	$192.1M	228	2026Q2

Largest institutions (2026Q2)

PRINCIPAL BANK $9.8B assets, IA · evidence
WELLS FARGO NATIONAL BANK WEST $8.8B assets, IA · evidence
BANKERS TRUST COMPANY $7.8B assets, IA · evidence
PATHWARD, NATIONAL ASSOCIATION $7.3B assets, IA · evidence
HILLS BANK AND TRUST COMPANY $4.8B assets, IA · evidence
WEST BANK $4.0B assets, IA · evidence
NORTHWEST BANK $3.0B assets, IA · evidence
CEDAR RAPIDS BANK AND TRUST COMPANY $2.9B assets, IA · evidence
QUAD CITY BANK AND TRUST COMPANY $2.8B assets, IA · evidence
FIDELITY BANK & TRUST $2.6B assets, IA · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-ia