Banks in Georgia — Benchmarks

127 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	59.8%	127	2026Q2
Equity Capital / Total Assets	10.9%	127	2026Q2
Loan Loss Reserve / Loans	1.4%	124	2026Q2
Loans / Deposits	79.3%	125	2026Q2
Net Income (year to date)	$2.5M	127	2026Q2
Net Interest Income / Assets (annualized)	4.1%	127	2026Q2
Return on Assets (annualized)	1.5%	127	2026Q2
Return on Equity (annualized)	13.9%	127	2026Q2
Total Assets	$334.1M	127	2026Q2
Total Deposits	$302.5M	126	2026Q2
Total Loans and Leases	$245.3M	124	2026Q2

Largest institutions (2026Q2)

UNITED COMMUNITY BANK $29.0B assets, GA · evidence
AMERIS BANK $28.4B assets, GA · evidence
METRO CITY BANK $4.5B assets, GA · evidence
VALLANT BANK $4.0B assets, GA · evidence
COLONY BANK $3.6B assets, GA · evidence
GEORGIA BANKING COMPANY $3.3B assets, GA · evidence
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY $2.3B assets, GA · evidence
THOMASVILLE NATIONAL BANK $2.2B assets, GA · evidence
UNITED BANK $2.2B assets, GA · evidence
PRIMESOUTH BANK $1.6B assets, GA · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-ga