Banks in Florida — Benchmarks

84 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	62.7%	84	2026Q2
Equity Capital / Total Assets	9.9%	86	2026Q2
Loan Loss Reserve / Loans	1.2%	80	2026Q2
Loans / Deposits	76.7%	82	2026Q2
Net Income (year to date)	$3.1M	86	2026Q2
Net Interest Income / Assets (annualized)	3.3%	86	2026Q2
Return on Assets (annualized)	1.0%	86	2026Q2
Return on Equity (annualized)	10.3%	86	2026Q2
Total Assets	$601.6M	86	2026Q2
Total Deposits	$596.2M	82	2026Q2
Total Loans and Leases	$494.4M	80	2026Q2

Largest institutions (2026Q2)

SOUTHSTATE BANK, N.A. $68.8B assets, FL · evidence
EVERBANK, NATIONAL ASSOCIATION $46.7B assets, FL · evidence
RAYMOND JAMES BANK $45.6B assets, FL · evidence
BANKUNITED, NATIONAL ASSOCIATION $34.9B assets, FL · evidence
CITY NATIONAL BANK OF FLORIDA $29.1B assets, FL · evidence
SEACOAST NATIONAL BANK $21.3B assets, FL · evidence
AMERANT BANK, NATIONAL ASSOCIATION $10.3B assets, FL · evidence
RBC BANK (GEORGIA), NATIONAL ASSOCIATION $9.6B assets, FL · evidence
OCEAN BANK $7.6B assets, FL · evidence
BRADESCO BANK $6.1B assets, FL · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-fl