Banks in California — Benchmarks
122 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.
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| Metric | Median (2026Q2) | Banks | Quarter |
|---|---|---|---|
| Efficiency Ratio | 60.5% | 122 | 2026Q2 |
| Equity Capital / Total Assets | 12.0% | 123 | 2026Q2 |
| Loan Loss Reserve / Loans | 1.3% | 117 | 2026Q2 |
| Loans / Deposits | 90.7% | 120 | 2026Q2 |
| Net Income (year to date) | $6.1M | 123 | 2026Q2 |
| Net Interest Income / Assets (annualized) | 3.5% | 123 | 2026Q2 |
| Return on Assets (annualized) | 1.1% | 123 | 2026Q2 |
| Return on Equity (annualized) | 8.5% | 123 | 2026Q2 |
| Total Assets | $1.2B | 123 | 2026Q2 |
| Total Deposits | $852.6M | 120 | 2026Q2 |
| Total Loans and Leases | $779.7M | 117 | 2026Q2 |
Largest institutions (2026Q2)
- WELLS FARGO BANK, NATIONAL ASSOCIATION $1.9T assets, CA · evidence
- CITY NATIONAL BANK $99.1B assets, CA · evidence
- EAST WEST BANK $84.3B assets, CA · evidence
- SOFI BANK, NATIONAL ASSOCIATION $56.8B assets, CA · evidence
- BANC OF CALIFORNIA $34.9B assets, CA · evidence
- AXOS BANK $28.9B assets, CA · evidence
- CATHAY BANK $24.6B assets, CA · evidence
- MECHANICS BANK $21.2B assets, CA · evidence
- CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION $21.2B assets, CA · evidence
- BANK OF HOPE $19.0B assets, CA · evidence
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).
All bank benchmarks · Credit unions (NCUA Call Reports) · Bank holding companies (FR Y-9C)
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