Banks in California — Benchmarks

122 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	60.5%	122	2026Q2
Equity Capital / Total Assets	12.0%	123	2026Q2
Loan Loss Reserve / Loans	1.3%	117	2026Q2
Loans / Deposits	90.7%	120	2026Q2
Net Income (year to date)	$6.1M	123	2026Q2
Net Interest Income / Assets (annualized)	3.5%	123	2026Q2
Return on Assets (annualized)	1.1%	123	2026Q2
Return on Equity (annualized)	8.5%	123	2026Q2
Total Assets	$1.2B	123	2026Q2
Total Deposits	$852.6M	120	2026Q2
Total Loans and Leases	$779.7M	117	2026Q2

Largest institutions (2026Q2)

WELLS FARGO BANK, NATIONAL ASSOCIATION $1.9T assets, CA · evidence
CITY NATIONAL BANK $99.1B assets, CA · evidence
EAST WEST BANK $84.3B assets, CA · evidence
SOFI BANK, NATIONAL ASSOCIATION $56.8B assets, CA · evidence
BANC OF CALIFORNIA $34.9B assets, CA · evidence
AXOS BANK $28.9B assets, CA · evidence
CATHAY BANK $24.6B assets, CA · evidence
MECHANICS BANK $21.2B assets, CA · evidence
CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION $21.2B assets, CA · evidence
BANK OF HOPE $19.0B assets, CA · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-ca