Banks in Arizona — Benchmarks

11 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	79.5%	11	2026Q2
Equity Capital / Total Assets	10.5%	11	2026Q2
Loan Loss Reserve / Loans	1.2%	10	2026Q2
Loans / Deposits	90.9%	10	2026Q2
Net Income (year to date)	$501.0k	11	2026Q2
Net Interest Income / Assets (annualized)	3.2%	11	2026Q2
Return on Assets (annualized)	0.5%	11	2026Q2
Return on Equity (annualized)	5.6%	11	2026Q2
Total Assets	$185.1M	11	2026Q2
Total Deposits	$163.1M	10	2026Q2
Total Loans and Leases	$99.1M	10	2026Q2

Largest institutions (2026Q2)

WESTERN ALLIANCE BANK $98.6B assets, AZ · evidence
CHARLES SCHWAB PREMIER BANK, SSB $26.6B assets, AZ · evidence
GOLDWATER BANK, NATIONAL ASSOCIATION $551.9M assets, AZ · evidence
GATEWAY COMMERCIAL BANK $231.4M assets, AZ · evidence
INTEGRO BANK $195.6M assets, AZ · evidence
MISSION BANK $185.1M assets, AZ · evidence
ZENITH BANK & TRUST $133.0M assets, AZ · evidence
SCOTTSDALE COMMUNITY BANK $125.2M assets, AZ · evidence
GAINEY BUSINESS BANK $106.6M assets, AZ · evidence
WEST VALLEY NATIONAL BANK $74.3M assets, AZ · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-az