Banks in Alabama — Benchmarks

93 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	65.8%	93	2026Q2
Equity Capital / Total Assets	10.2%	93	2026Q2
Loan Loss Reserve / Loans	1.3%	93	2026Q2
Loans / Deposits	68.8%	93	2026Q2
Net Income (year to date)	$1.6M	93	2026Q2
Net Interest Income / Assets (annualized)	3.5%	93	2026Q2
Return on Assets (annualized)	1.1%	93	2026Q2
Return on Equity (annualized)	10.5%	93	2026Q2
Total Assets	$342.3M	93	2026Q2
Total Deposits	$299.0M	93	2026Q2
Total Loans and Leases	$180.7M	93	2026Q2

Largest institutions (2026Q2)

REGIONS BANK $159.8B assets, AL · evidence
SERVISFIRST BANK $18.3B assets, AL · evidence
RIVER BANK & TRUST $4.0B assets, AL · evidence
CB&S BANK, INC. $3.1B assets, AL · evidence
BRYANT BANK $2.9B assets, AL · evidence
BANK INDEPENDENT $2.9B assets, AL · evidence
OAKWORTH CAPITAL BANK $2.1B assets, AL · evidence
TROY BANK & TRUST COMPANY $1.6B assets, AL · evidence
UNITED BANK $1.5B assets, AL · evidence
PEOPLES BANK OF ALABAMA $1.4B assets, AL · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/state-al