U.S. Banks over $100B in Assets — Benchmarks

32 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	55.2%	32	2026Q2
Equity Capital / Total Assets	9.7%	32	2026Q2
Loan Loss Reserve / Loans	1.4%	32	2026Q2
Loans / Deposits	76.3%	32	2026Q2
Net Income (year to date)	$1.5B	32	2026Q2
Net Interest Income / Assets (annualized)	2.8%	32	2026Q2
Return on Assets (annualized)	1.1%	32	2026Q2
Return on Equity (annualized)	12.6%	32	2026Q2
Total Assets	$252.9B	32	2026Q2
Total Deposits	$218.5B	32	2026Q2
Total Loans and Leases	$146.6B	32	2026Q2

Largest institutions (2026Q2)

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION $4.1T assets, NY · evidence
BANK OF AMERICA, NATIONAL ASSOCIATION $2.7T assets, NC · evidence
CITIBANK, N.A. $2.0T assets, NY · evidence
WELLS FARGO BANK, NATIONAL ASSOCIATION $1.9T assets, CA · evidence
GOLDMAN SACHS BANK USA $758.8B assets, NY · evidence
U.S. BANK NATIONAL ASSOCIATION $705.6B assets, OH · evidence
CAPITAL ONE, NATIONAL ASSOCIATION $662.2B assets, LA · evidence
PNC BANK, NATIONAL ASSOCIATION $609.8B assets, PA · evidence
TRUIST BANK $548.3B assets, NC · evidence
BANK OF NEW YORK MELLON, THE $425.1B assets, NY · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks · Cite as: FACTANKER, https://factanker.com/banks/assets-gt-100b