U.S. Banks with $300M-$1B in Assets — Benchmarks

1434 institutions filed a Call Report for 2026Q2. Median values below; each metric has its own page with the full percentile distribution and every quarter back to 2001.

Cite as: FACTANKER, https://factanker.com/banks/assets-300m-1b

Metric	Median (2026Q2)	Banks	Quarter
Efficiency Ratio	61.7%	1434	2026Q2
Equity Capital / Total Assets	10.2%	1435	2026Q2
Loan Loss Reserve / Loans	1.2%	1429	2026Q2
Loans / Deposits	83.1%	1433	2026Q2
Net Income (year to date)	$3.2M	1435	2026Q2
Net Interest Income / Assets (annualized)	3.6%	1435	2026Q2
Return on Assets (annualized)	1.3%	1435	2026Q2
Return on Equity (annualized)	12.2%	1435	2026Q2
Total Assets	$512.1M	1435	2026Q2
Total Deposits	$432.3M	1433	2026Q2
Total Loans and Leases	$347.6M	1429	2026Q2

Largest institutions (2026Q2)

VISION BANK $999.6M assets, OK · evidence
FARMERS AND MERCHANTS BANK $998.8M assets, NC · evidence
HCN BANK $998.4M assets, CA · evidence
BANK OF OLD MONROE, THE $994.6M assets, MO · evidence
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION $994.6M assets, OH · evidence
PEOPLES STATE BANK $993.0M assets, WI · evidence
CIERA BANK $992.9M assets, TX · evidence
FIRST FEDERAL BANK OF KANSAS CITY $992.5M assets, MO · evidence
TENNESSEE STATE BANK $990.8M assets, TN · evidence
HOMETOWN BANK, NATIONAL ASSOCIATION $990.4M assets, TX · evidence

Methodology & sources
One row per reporting institution (RSSD) per quarter, as filed. Percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain).

All bank benchmarks