Call report 2025Q3
RICHLAND COUNTY BANK — 2025Q3
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,419,000 | USD | evidence → |
| Total loans | 47,549,000 | USD | evidence → |
| Allowance for loan losses | 679,000 | USD | evidence → |
| Securities available for sale | 50,203,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,214,000 | USD | evidence → |
| Interest-bearing deposits | 63,983,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,231,000 | USD | evidence → |
| Equity capital | 16,868,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,348,000 | USD | evidence → |
| Interest expense | 669,000 | USD | evidence → |
| Net interest income | 2,679,000 | USD | evidence → |
| Noninterest income | 326,000 | USD | evidence → |
| Noninterest expense | 2,013,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,015,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 982,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,494,000 | USD | evidence → |