Call report 2025Q2
RICHLAND COUNTY BANK — 2025Q2
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,735,000 | USD | evidence → |
| Total loans | 46,346,000 | USD | evidence → |
| Allowance for loan losses | 679,000 | USD | evidence → |
| Securities available for sale | 50,434,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,232,000 | USD | evidence → |
| Interest-bearing deposits | 65,933,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,299,000 | USD | evidence → |
| Equity capital | 16,207,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,199,000 | USD | evidence → |
| Interest expense | 447,000 | USD | evidence → |
| Net interest income | 1,752,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 1,324,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 658,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 631,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,316,000 | USD | evidence → |