Call report 2025Q4
RICHLAND COUNTY BANK — 2025Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,867,000 | USD | evidence → |
| Total loans | 46,620,000 | USD | evidence → |
| Allowance for loan losses | 636,000 | USD | evidence → |
| Securities available for sale | 50,783,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,819,000 | USD | evidence → |
| Interest-bearing deposits | 66,571,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,248,000 | USD | evidence → |
| Equity capital | 17,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,478,000 | USD | evidence → |
| Interest expense | 892,000 | USD | evidence → |
| Net interest income | 3,586,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 2,643,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,396,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 1,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,637,000 | USD | evidence → |