Call report 2025Q1
RICHLAND COUNTY BANK — 2025Q1
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,486,000 | USD | evidence → |
| Total loans | 45,060,000 | USD | evidence → |
| Allowance for loan losses | 678,000 | USD | evidence → |
| Securities available for sale | 49,707,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,030,000 | USD | evidence → |
| Interest-bearing deposits | 69,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,517,000 | USD | evidence → |
| Equity capital | 14,967,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,091,000 | USD | evidence → |
| Interest expense | 233,000 | USD | evidence → |
| Net interest income | 858,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 646,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 329,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,774,000 | USD | evidence → |