Call report 2024Q4
RICHLAND COUNTY BANK — 2024Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,522,000 | USD | evidence → |
| Total loans | 44,417,000 | USD | evidence → |
| Allowance for loan losses | 683,000 | USD | evidence → |
| Securities available for sale | 49,587,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,132,000 | USD | evidence → |
| Interest-bearing deposits | 68,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,767,000 | USD | evidence → |
| Equity capital | 14,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,121,000 | USD | evidence → |
| Interest expense | 1,036,000 | USD | evidence → |
| Net interest income | 3,085,000 | USD | evidence → |
| Noninterest income | 438,000 | USD | evidence → |
| Noninterest expense | 2,485,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,073,000 | USD | evidence → |
| Income tax | -2,000 | USD | evidence → |
| Net income | 1,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,402,000 | USD | evidence → |