Call report 2004Q4
RICHLAND COUNTY BANK — 2004Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,505,000 | USD | evidence → |
| Total loans | 46,734,000 | USD | evidence → |
| Allowance for loan losses | 510,000 | USD | evidence → |
| Securities available for sale | 51,812,000 | USD | evidence → |
| Securities held to maturity | 165,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,558,000 | USD | evidence → |
| Interest-bearing deposits | 76,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,161,000 | USD | evidence → |
| Equity capital | 19,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,340,000 | USD | evidence → |
| Interest expense | 1,975,000 | USD | evidence → |
| Net interest income | 3,365,000 | USD | evidence → |
| Noninterest income | 366,000 | USD | evidence → |
| Noninterest expense | 2,549,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 1,161,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 1,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,770,000 | USD | evidence → |
| Total capital | 19,280,000 | USD | evidence → |
| Risk-weighted assets | 52,018,000 | USD | evidence → |