Call report 2005Q1
RICHLAND COUNTY BANK — 2005Q1
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,593,000 | USD | evidence → |
| Total loans | 46,131,000 | USD | evidence → |
| Allowance for loan losses | 510,000 | USD | evidence → |
| Securities available for sale | 49,625,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,406,000 | USD | evidence → |
| Interest-bearing deposits | 75,547,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,859,000 | USD | evidence → |
| Equity capital | 18,872,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,292,000 | USD | evidence → |
| Interest expense | 464,000 | USD | evidence → |
| Net interest income | 828,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 641,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 283,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,873,000 | USD | evidence → |
| Total capital | 19,383,000 | USD | evidence → |
| Risk-weighted assets | 52,184,000 | USD | evidence → |