Call report 2004Q3
RICHLAND COUNTY BANK — 2004Q3
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,250,000 | USD | evidence → |
| Total loans | 44,703,000 | USD | evidence → |
| Allowance for loan losses | 507,000 | USD | evidence → |
| Securities available for sale | 52,219,000 | USD | evidence → |
| Securities held to maturity | 265,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,939,000 | USD | evidence → |
| Interest-bearing deposits | 78,588,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,351,000 | USD | evidence → |
| Equity capital | 19,520,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,999,000 | USD | evidence → |
| Interest expense | 1,491,000 | USD | evidence → |
| Net interest income | 2,508,000 | USD | evidence → |
| Noninterest income | 286,000 | USD | evidence → |
| Noninterest expense | 1,945,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 828,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 805,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,883,000 | USD | evidence → |
| Total capital | 19,390,000 | USD | evidence → |
| Risk-weighted assets | 52,252,000 | USD | evidence → |