Call report 2004Q2
RICHLAND COUNTY BANK — 2004Q2
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,682,000 | USD | evidence → |
| Total loans | 44,758,000 | USD | evidence → |
| Allowance for loan losses | 502,000 | USD | evidence → |
| Securities available for sale | 47,781,000 | USD | evidence → |
| Securities held to maturity | 265,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,306,000 | USD | evidence → |
| Interest-bearing deposits | 78,037,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,269,000 | USD | evidence → |
| Equity capital | 18,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,673,000 | USD | evidence → |
| Interest expense | 995,000 | USD | evidence → |
| Net interest income | 1,678,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 1,286,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 565,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 549,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,627,000 | USD | evidence → |
| Total capital | 19,129,000 | USD | evidence → |
| Risk-weighted assets | 55,082,000 | USD | evidence → |