Call report 2008Q1
VALLEY BUSINESS BANK — 2008Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 289,590,000 | USD | evidence → |
| Total loans | 212,819,000 | USD | evidence → |
| Allowance for loan losses | 2,146,000 | USD | evidence → |
| Securities available for sale | 49,963,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,650,000 | USD | evidence → |
| Interest-bearing deposits | 203,704,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,946,000 | USD | evidence → |
| Equity capital | 31,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,460,000 | USD | evidence → |
| Interest expense | 1,430,000 | USD | evidence → |
| Net interest income | 3,030,000 | USD | evidence → |
| Noninterest income | 279,000 | USD | evidence → |
| Noninterest expense | 2,147,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 762,000 | USD | evidence → |
| Income tax | 232,000 | USD | evidence → |
| Net income | 530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,977,000 | USD | evidence → |
| Total capital | 33,163,000 | USD | evidence → |
| Risk-weighted assets | 240,265,000 | USD | evidence → |