Call report 2008Q2
VALLEY BUSINESS BANK — 2008Q2
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,371,000 | USD | evidence → |
| Total loans | 218,551,000 | USD | evidence → |
| Allowance for loan losses | 2,565,000 | USD | evidence → |
| Securities available for sale | 42,805,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,286,000 | USD | evidence → |
| Interest-bearing deposits | 234,600,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,686,000 | USD | evidence → |
| Equity capital | 31,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,944,000 | USD | evidence → |
| Interest expense | 2,741,000 | USD | evidence → |
| Net interest income | 6,203,000 | USD | evidence → |
| Noninterest income | 592,000 | USD | evidence → |
| Noninterest expense | 4,319,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 1,722,000 | USD | evidence → |
| Income tax | 543,000 | USD | evidence → |
| Net income | 1,179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,636,000 | USD | evidence → |
| Total capital | 34,241,000 | USD | evidence → |
| Risk-weighted assets | 254,356,000 | USD | evidence → |